Terms of Service

1. Acceptance of Terms

By accessing and using IPOAtom ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement. IPOAtom is owned and operated by Nisman Digital Lab.

2. Description of Service

IPOAtom provides educational content and data related to Initial Public Offerings (IPOs), Grey Market Premium (GMP) tracking, and related financial market information. Our services include:

• Real-time IPO subscription data and statistics
• GMP tracking and analysis
• IPO comparison tools and calculators
• Educational articles and market insights
• Allotment status checking tools

3. Educational Purpose Only

Important Notice: IPOAtom is strictly an educational and informational platform. We:

• Do NOT provide investment advice or recommendations
• Are NOT licensed by SEBI or AMFI as financial advisors
• Do NOT facilitate IPO applications or transactions
• Do NOT act as brokers or intermediaries

4. User Responsibilities

By using IPOAtom, you agree to:

• Use the information solely for educational purposes
• Conduct your own research before making investment decisions
• Consult with qualified financial advisors for personalized advice
• Not rely solely on our data for investment decisions
• Acknowledge that all investments carry risk

5. Disclaimer of Warranties

The information provided on IPOAtom is provided "as is" without warranty of any kind. While we strive for accuracy, we do not guarantee that the information is complete, accurate, reliable, or current. Users are responsible for verifying all information independently.

6. Limitation of Liability

IPOAtom and Nisman Digital Lab shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform or any investment decisions made based on information obtained from the Platform.

7. Intellectual Property

All content, features, and functionality on IPOAtom, including but not limited to text, graphics, logos, and software, are the property of Nisman Digital Lab and are protected by copyright, trademark, and other intellectual property laws.

8. Privacy and Data Collection

Your use of IPOAtom is also governed by our Privacy Policy. We are committed to protecting your privacy and do not store personal financial information.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on the Platform. Your continued use of IPOAtom after changes constitutes acceptance of the modified terms.

10. Contact Information

For questions about these Terms of Service, please contact us through our Contact Page.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.